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Life Insurance

Term insurance provides protection for a specific period of time. It pays a benefit only if you die during the term. Some term insurance policies can be renewed when you reach the end of the term, which can be from one to 30 years. The premium rates increase at each renewal date. Many policies require that you present evidence of insurability at renewal to qualify for the lowest rates.

Permanent insurance provides lifelong protection. As long as you pay the premiums, the death benefit will be paid. These policies are designed and priced for you to keep over a long period of time. If you don’t intend to keep the policy for the long term, this may be the wrong type of insurance for you.

Whether itís protecting your family or business, covering your mortgage, funding for a college education or retirement, life insurance is an essential tool to provide you and your family with financial peace of mind.

We offer a wide variety of life insurance plans offered by more than fifty top rated insurance companies. Let us help you select the right policy for your individual insurance needs.

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