Term
insurance provides protection for a specific period of time. It
pays a benefit only if you die during the term. Some term insurance
policies can be renewed when you reach the end of the term, which
can be from one to 30 years. The premium rates increase at each
renewal date. Many policies require that you present evidence of
insurability at renewal to qualify for the lowest rates.
Permanent
insurance provides lifelong protection. As long as you pay the premiums,
the death benefit will be paid. These policies are designed and
priced for you to keep over a long period of time. If you don’t
intend to keep the policy for the long term, this may be the wrong
type of insurance for you.
Whether
it’s protecting your family or business, covering your mortgage,
funding for a college education or retirement, life insurance is
an essential tool to provide you and your family with financial
peace of mind.
We offer a wide variety of life insurance plans offered by more
than fifty top rated insurance companies. Let us help you select
the right policy for your individual insurance needs.
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